Biju Swasthya Kalyan Yojana (BSKY): A Lifeline for Healthcare in Odisha

The Biju Swasthya Kalyan Yojana (BSKY) is a flagship health scheme launched by the Government of Odisha to ensure universal health coverage for the people of the state. Named after legendary leader Biju Patnaik, this scheme aims to provide free quality healthcare to economically vulnerable families across Odisha.

Launched on 15th August 2018, BSKY has become a significant step toward achieving accessible, affordable, and equitable healthcare for all.

? Key Objectives of BSKY

• Provide cashless health coverage to residents of Odisha.

• Ensure free treatment at both government and selected private hospitals.

• Reduce the financial burden of medical expenses on poor and middle-income families.

? What Does BSKY Cover?

• Cashless treatment up to ₹5 lakh per family per annum

• For women beneficiaries, the limit is increased to ₹10 lakh

• Coverage includes:

  • Surgeries

  • Daycare procedures

  • ICU care

  • Diagnostic tests

  • Follow-up care

  • Medications

All treatments under BSKY are available free of cost in government hospitals and empaneled private hospitals inside and outside Odisha.

?‍?‍?‍? Who is Eligible?

• All residents of Odisha are eligible for free healthcare services at public hospitals.

• For cashless treatment at private hospitals, the following are eligible:

  • Families with a valid Biju Krushak Kalyan Yojana (BKKY) card

  • Ration card holders (NFSA or SFSA)

  • Antyodaya Anna Yojana cardholders

  • BPL cardholders

? BSKY Smart Health Card

Under the second phase of BSKY, the Odisha government has introduced the BSKY Smart Health Card to simplify the process. Cardholders can directly avail services at empaneled hospitals without any paperwork.

? Where Can You Avail BSKY Benefits?

• All Government Hospitals in Odisha

• Empaneled Private Hospitals within and outside Odisha (like in Kolkata, Hyderabad, Chennai, Delhi, etc.)

? How to Apply?

You do not need to apply separately if you're eligible. Beneficiaries can:

• Use their Ration Card or BSKY Card to access services.

• Visit their nearest hospital or CHC/PHC for assistance.

• Check eligibility and hospital lists on the official BSKY portal

? Conclusion

The Biju Swasthya Kalyan Yojana is more than just a health insurance program—it's a commitment to inclusive development and the well-being of every Odia citizen. With its extensive coverage and cashless services, BSKY is changing lives by ensuring that no one has to compromise on health due to financial limitations.